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Everything you need to know before you compare.
View all FAQsPopular Nigerian loan apps include Carbon, FairMoney, Branch, Palmcredit and Renmoney. The best one depends on the amount, speed and rate you need — compare interest rates and total cost rather than choosing on brand alone. We show CBN-licensed lenders.
Yes. Many Nigerian fintech lenders offer unsecured loans with no collateral, based on your BVN and repayment history, and often disburse within minutes. The amount and interest rate depend on the lender and your profile.
No. Comparing loans on CompareMarket NG does not affect your credit score. Only a full application submitted to a lender triggers a credit check.
Most Nigerian lenders require a valid government ID, your Bank Verification Number (BVN), 3–6 months of bank statements, and proof of income or an employment letter. Exact requirements vary by lender.
