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ST
Sovereign Trust Insurance
From₦25,000per year
Cover TypeMini Comprehensive
From₦25,000/yr
RegulatorNAICOM Licensed
Claim Speed72 hours
Editorial score4.2/5.0
Pricing breakdown
Base premium₦25,000
Admin fee₦1,500
VAT (7.5%)₦900
Stamp duty₦200
Total (first month)₦25,000
Pros & Cons
What we like
- Competitive pricing
- Fast claims processing
- Excellent customer support
- Nationwide coverage
- Digital policy documents
Watch out for
- No 24/7 phone support
- Limited customisation options
- Processing fee on claims
